We’ve worked hard to make our policy excesses as low and easy to understand as possible. Full details of the excess charges that will apply to your policy can be found below:

Some insurers will charge you an additional excesses fee if you make a claim abroad, claim within the first month or have multiple claims within the same policy period. At devicecover we keep things fair and simple, and charge the same flat rate depending on the value of your gadget.

Device ValueExcess
up to £250 when new£50 for any claim
between £251 – £750 when new£75 for any claim
over £751 when new£100 for any claim

If you make a successful claim on your insurance policy you will need to pay the relevant excess fee before your phone can be repaired or replaced. We will provide full details if and when you need to pay an excess.

Having an excess charge on successful claims helps us to keep our premiums as low as possible, and makes our policies far more cost effective for more careful customers who don’t often claim on their insurance.