Make a Claim

In the unfortunate event that you need to make a claim you should contact Davies Group, our claims administrator, as soon as reasonably possible from discovery of the incident (or in the event of an incident occurring outside of the United Kingdom, on returning to the United Kingdom).

Alternatively, you can start your claim by calling or emailing the claims team:


Telephone 0345 074 4828.

The call centre is open from 8:30am to 6:30pm Monday to Friday, and from 8:30am to 1pm on Saturday.

Davies Group,
Unit 8
Fulwood Business Park 
Caxton Road 

Required information

  • Your policy number
    This can be found in the policy schedule that we sent to you when you purchased your policy
  • Details of the device being claimed for
    For example, make, model and IMEI number. Your IMEI will be listed on your policy schedule and is also on your evidence of ownership.
  • The circumstances of your claim
    You will need to be able to fully explain the circumstances in which your phone got lost, stolen or damaged
  • Evidence of ownership
    In order for your claim to be approved you will need to send in evidence of ownership for the device your are claiming for. We require this to combat fraudulent claims.

Additional steps to take if your phone was lost or stolen

You first need to:

  • Report the theft or loss to your airtime provider within 24 hours of discovery, and blacklist your handset.
  • Report the theft or loss to the police within 48 hours of discovery. Simply call 101 (the non-emergency police number) and obtain a crime reference number in support of a theft claim or a lost property number in support of a loss claim.

Taking these steps is a requirement of our policies, but it also ensures that any unauthorised use of your mobile is kept to a minimum and increases the chance of the police recovering your device.

What happens next?

After you have submitted your claim, subject to your claim being approved, your excess being paid, and Davies Group receiving all requested information, the repair or replacement of your phone will in most cases happen within 48hrs.

Please see your policy Terms and Conditions for full details.

What if I’m unhappy with the result of my claim?

The vast majority of claims are approved, but if yours isn’t and you disagree with the outcome we would like to hear from you.